Best Medical Aid And Their Plans In South Africa 2023/2024
Medical aid is the assistance offered as money, services, or equipment to people, or countries that need them but cannot provide for themselves.
One of the saddest issues in life is having a medical issue you cannot provide for; it can be so heartbreaking. Sometimes, patients die from lack of medical attention because they were unable to provide the necessary requirements for Doctors to do their jobs.
This is why most countries and organizations provide assistance to patients who can’t afford it in South Africa.
Medical aid schemes in South Africa offer assistance to patients, however, when choosing any, be sure to consider significant issues like monthly premiums, features, hospital networks, and company reputation.
Best Medical Aid In South Africa
7. Keyhealth Medical Scheme
Keyhealth medical scheme has provided to over 65,000 people through a six-plan scheme. Their premiums for a single contributor range from R1,697 to R9,624 per month, with the Gold option being one of the most popular, if not the most popular.
Below is a rundown of their monthly premiums, and plans.
- Essence: From R1,696
- Origin: From R1,939
- Equilibrium: From R2,196
- Silver: From R4,084
- Gold: From R5,380
- Platinum: From R9,624.
6. Fedhealth
Fedhealth is another popular medical aid in South Africa that provides aid to about 140,000 South Africans through the 25 medical aid scheme, which ranges from R1,275 for the cheapest option to R11,790 for the top plan. Additionally, patients can choose a plan, or any hospital that uses the network.
Check out the medical aid prices below.
- MyFED: From R1,275
- flexiFED 1: From R1,481
- flexiFED 2: From R1,998
- flexiFED 3: From R2,282
- flexiFED 4: From R3,053
- MaxiFED Maxima Exec: From R7,460
- MaxiFED Maxima Plus: From R11,790.
5. Momentum Medical Aid
Momentum medical aid is one of the five largest South African open healthcare schemes. It has a plan that covers over 298,000 people for about 5.8% of the open care sector and 3.2% of the total market share.
There are about 23 healthcare aid plans for patients to choose from, and it is some of South Africa’s cheapest Hospital plans.
Take a look at the available plans and their monthly premiums.
- Ingwe: From R482
- Evolve: From R1,424
- Custom: From R1,808
- Incentive: From R2,354
- Extender: From R5,544
- Summit: From R11,331.
4. Bonitas
Like Momentum aid, Bonitas is also one of the five largest open medical schemes in South Africa that cover over 700,000 people and have about 15% of the open market share. Look at its plan schemes below.
- Edge (best for young adults): From R1,3382
- Traditional: From R2,322
- Savings: From R2,230
- Hospital plans: From R1,784
- Income-based: From R1,274.
3. Medihelp
Covering about 90,000 members and 205,438 beneficiaries, Medihelp medical aid is one of the largest open medical schemes in the country that provides quality, private healthcare coverage through a wide spectrum of plans.
Below are their plans.
- Student: From R756
- Hospital: From R1,776
- Savings: From R2,310
- Comprehensive: From R2,394.
2. Discovery Health Medical Scheme
Discovery Medical Aid is one of South Africa’s largest independent, non-profit entities governed by the Medical Schemes Act and regulated by the Council for Medical Schemes which accounts for 31% of beneficiaries in the entire market.
These are Its plans.
- KeyCare: From R968
- Smart: From R1,483
- Core: From R1,781
- Saver: From R2,209
- Priority: From R3,472
- Comprehensive: From R4,585
- Executive: From R7,688.
1. Bestmed Medical Scheme
Bestmed is one of South Africa’s best, and most popular non-profit, open healthcare scheme that is registered under the Council for Medical Schemes that have provided these services for the past 52 years.
In its 52 years, it has provided aid to over 197 000 lives and offers a choice of 13 plan options grouped under the Pace, Beat, and Pulse brands. Their premium plans for a single contributor range from R1,760 to R8,642. Check the list for their plans.
- Beat1 Network: From R1,570
- Beat1: From R1,746
- Rhythm2: From R1,760
- Rhythm1: From R1,200
- Pace1: From R4,242
- Pace1: From R6,026.
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